Archive for March 2025

Peace and Security – At What Price? Let me say this right up front: The civilized world needs a Russian defeat. A year ago, it seemed that Putin would lead a weakened and battered country. The United States (US) and Europe (EU) had a window of opportunity to send the Russians home with their tail…

This message is a continuation of my journey and story about the current happenings in Ukraine. Part I was a story and reflection involving my travels and personal observations of the journey. As I previously noted, there is still a lot of misinformation and propaganda regarding the Russian invasion of Ukraine. There are many stories…

Interpretations of the law, conclusions of law, expert opinions on the application of law to facts or use of a term that has both an everyday meaning as well as a legal one:  What is an expert witness allowed to say when matters of law and matters of fact are intermingled? The boundaries on what…

Financial institution fraud is a growing threat in today’s complex financial landscape. As transactions become more sophisticated, so do fraudsters’ methods. There is no single reason behind the occurrence of fraud. During my forty-year career, I have often found that fraud is committed due to weaknesses in a company’s operations. I have also seen that…

Last week, I was reading an article on Yahoo Finance and was shocked to learn this statistic. According to the Milken Institute, less than 40% of Americans are financially literate; however, a much higher percentage think they are. While this may seem to be an individual problem, the truth is that it causes significant issues…