About Opportunity Group

Opportunity Group is a consulting firm

Opportunity Group is headquartered in Dallas-Fort Worth, Texas with an office in Kyiv, Ukraine. The company was founded in 2007 in response to the demands of public and private financial institutions to address the regulatory and asset management problems of troubled financial institutions.  The firm is actively engaged in the international development of the real estate and financial services industry in both the private and public sector.

Today, Opportunity Group is building upon the extensive experience of its principals in real estate, banking and accounting.

Our diversely experienced team of engineering and financial professionals is critical to our ability to deliver value to our clients. Throughout our careers we have strived to provide tangible results to the unique problems facing each of our clients.

Our staff has experienced many banking and real estate cycles and this has allowed us to understand the problems facing the financial services industry. Our experience restructuring distressed financial institutions and assets has provided us the opportunity to work with virtually every category of real estate assets and other commercial and consumer lending practices.

Honesty, integrity and straight talk are the key foundations of our work.

As you review our web-site you will notice that each member of our staff has significant international and domestic industry experience which incorporates diverse and different views. Our management philosophy provides a fully integrated solution to the needs of our clients. We have lived and worked in the same environments that many of our clients encounter every day. This allows us to bring a unique perspective to each assignment.

Our Team

You will find a wealth of individual and combined experience at Opportunity Group. Our staff consists of experienced professionals that our clients feel comfortable talking with about the complex issues they face every day. Our primary goal is for our clients to be successful. We operate with a minimum bureaucracy, which we believe translates into a better relationship with our clients. We provide a comfortable venue of honest dialogue that leads to positive results.


Terry L. Stroud – CEO

Terry is one of the founders of Opportunity Group and serves as the Chief Executive Officer for the firm. He possesses an MBA in finance and banking, and has over 30 years of experience as a banker and a regulator. He has senior management experience at bank regulatory institutions in the United States and in emerging markets. Over the course of his career he has served as a conservator and special deputy receiver for troubled financial institutions including commercial banks, thrifts, savings banks, mortgage operations, and insurance companies. For the past 16 years, he has served as the Project Manager on major programs in emerging markets where he has guided senior officials, regulators, legislators, judicial officials, and other policy makers in the drafting, adoption, and implementation of policies, laws and regulations. He has institutionalized commercial bank reforms including problem bank enforcement and bank resolution capabilities for Central Banks and specific commercial banks. During one of the private sector recapitalizations he was credited with preventing a potential deposit run of the banking system in one of the countries.


Yulia Zorka – CFO

Yulia is one of the founders of Opportunity Group and serves as the Chief Financial Officer for the firm. Yulia is a Certified Public Accountant and she currently manages all financial and contractual matters related to the firm’s clients. Yulia has been instrumental in the integration of the home office and field office staff on reporting procedures for better management and integration of project costs and accounting.Yulia has extensive experience in public accounting and internal audit functions. She has a strong knowledge of GAAP, IFRS and SOX compliance. She has an expertise in evaluating major business processes and controls and assisting management of public and private companies with implementing process improvements and best practices. She has designed and/or performed audit programs and procedures on various financial, compliance, operational and IT audits. She also has experience in assisting small businesses in preparing pro-forma financial statements and budgets.Yulia has a Master of Professional Accountancy and a Bachelor’s and Master Degree in Foreign Languages.

David Hawkins

David is a seasoned bank regulator and consultant who has thirty years of experience working in the United States, Africa, Asia, and Eastern Europe with banking regulators and commercial bankers.   He has been instrumental in partnering with various Central Banks for the development of on-site and off-site systems, and the design of remedial programs for problem banks.  He has also been an active participant in the development of banking laws and regulations.David was instrumental in the development of off-site financial reporting systems in several countries and early warning systems designed to detect adverse trends.  He has participated in on-site examinations as both an examiner and a consultant. He has also provided training in the areas of on-site and off-site supervision,  remedial programs for problem banks, and corporate governance programs.  David has participated in an evaluation of five countries’ compliance with the  Basel Core Principles for Effective Banking Supervision.David brings experience from his background with two United States regulators (OCC and OTS), and has worked with clients in numerous countries on projects funded by USAID, the United States Treasury, GTZ, and other private companies. As part of his international career he has worked in the following countries:  Sierra Leone, Vietnam, Montenegro, Moldova, Kazakhstan, Uzbekistan, Kyrgyzstan, and Armenia.David has a BA and MBA in Finance and Banking.

Robert Moore

Robert’s career spans 25 years in the Financial Regulatory and Real Estate Industries beginning at the Liquidation/Resolution Division of the Federal Deposit Insurance Corporation (FDIC) in 1986.  He was involved in the planning and execution of numerous bank closings. His career at the FDIC was spent at the epicenter of the banking crises in Texas.  Robert was responsible for pre-closing  planning, least cost analysis and pricing, execution of  receivership documents, logistics and operations for actual closings, and subsequent liquidation of acquired assets.Robert later joined the Federal Savings and Loan Insurance Corporation (FSLIC) to participate in the Savings and Loan Receivership management process.  At this time his responsibilities included operations and management of the team in charge  of liquidating  large real estate development loans, foreclosed properties, and wholly-owned operating subsidiaries.  He was later recruited to the private sector as a Senior Credit Officer for the loan workout and asset management subsidiary of a private institution.During the most recent banking crisis, Robert returned to the regulatory environment to assist FDIC contractors  in the planning and execution of bank liquidation activities.  These responsibilities included pre-receivership planning, recruitment of a closing team, and liquidation of all distressed assets.  Each of these activities were executed utilizing his extensive knowledge of FDIC policies, procedures, and delegated authorities.  Robert has spent extensive time and  efforts toward the integration of private contractors compliance with the FDIC’s policies, procedures, and operations. Robert is one of few individuals with FDIC regulatory experience spanning multiple distressed economic cycles.Robert holds a BBA in Marketing and an MBA in Finance and Real Estate.

George Oluwaboro

George has more than 20 years of extensive experience in the financial services and private equity industries and has served as a Consultant, Accountant, Auditor and Chief Financial Officer of various middle market companies. George’s consulting work focuses on area of strategic planning, strategic technology planning, fee income strategies, consumer credit issues, payment systems, process improvement and reengineering through enabling technologies.He was formerly the Managing Director-Africa for Friedland Global Capital Markets LLC and a Fund Manager and Managing Director-Africa for Friedland Investment Management LLC and was responsible for all aspects of Friedland Global Capital Markets’ operations in Africa.Prior to Friedland Capital. George was the Executive Vice President and Chief Financial Officer of LFR Communications, Inc. a privately held transactions network company based in Laurel, Maryland USA. His extensive corporate finance experience includes evaluation of companies, strategic alliances and enhancing shareholder value.George started his professional career as a banker in Nigeria, later worked as a Bank Examiner with the Texas Department of Banking Austin Texas. George has worked as Information Security Consultant in the Office of Comptroller of Currency a US Treasury Division and currently on assignment Federal Reserve Board of Governors in Washington DC.George received his Bachelor’s Degree in Economics from the University of Ibadan, Nigeria. A Graduate Student of Management at the University of Baltimore, Baltimore MD USA. George is a Certified Public Accountant and a member of the American Institute of Certified Public Accountants.