Archive for October 2024

Last week, I was reading an article on Yahoo Finance and was shocked to learn this statistic. According to the Milken Institute, less than 40% of Americans are financially literate; however, a much higher percentage think they are. While this may seem to be an individual problem, the truth is that it causes significant issues…

Ours is a complex world giving rise to legal disputes in areas of specialized knowledge that are difficult for a trier of fact, either a jury or a judge, to understand without the help of experts on the matter in dispute.  Judges are responsible for ensuring the integrity of the judicial process and are, therefore,…

When most people think of the Equal Credit Opportunity Act (ECOA), they probably think of discrimination. After all, the ECOA, which was passed in 1974, prohibits creditors from denying credit to applicants on the basis of race, color, religion, national origin, sex, marital status, or age, because an applicant receives income from a public assistance…